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File: //usr/share/usermin/ssh/help/users.html
<header>Authentication</header>

This page is for configuring authentication-related options for your
SSH server. Some of the less obvious options are :

<dl>
<dt><b>Allow authentication by password</b>
<dd>If this is set to No, users will need to have their <tt>.ssh</tt> directory
    setup with a public key before being able to login. If set to Yes, the
    user will be allowed to enter a password for authentication if validation
    cannot be done using a public key. <p>

<dt><b>Allow RSA authentication?</b>
<dd>If this is set to No, users will always need to enter their password
    even if their public key has been set up. <p>

<dt><b>Check permissions on key files?</b>
<dd>If set to Yes, the SSH server will check each user's <tt>.ssh</tt>
    directory and any parent directories to make sure they are not group
    writable, and the <tt>.ssh/identity</tt> file to make sure it is not
    readable by anyone else. If set to No, no checking of file permissions
    will be done. <p>

</dl>
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